Our Mission

Welcome to Community Lending At Community Lending, we believe that a strong community is the foundation of a better future. As a dedicated mortgage company, we understand the profound impact homeownership can have on individuals and families. Our mission extends beyond just providing mortgages – we are committed to giving back to the communities we serve.

Who We Are

Community Lending was founded with the vision of creating a mortgage company that not only helps people achieve their dreams of homeownership but also actively contributes to the betterment of the community. Our team of experienced professionals is dedicated to providing personalized mortgage solutions that meet the unique needs of each client.

Our Commitment to Community

Giving back is at the heart of everything we do. We take pride in our involvement with local organizations and initiatives that aim to improve the quality of life for everyone in our community. Whether it’s through volunteer work, donations, or partnerships, we are committed to making a positive impact.

Some of our key initiatives include:

Women’s Build Habitat for Humanity: We actively participate in and support Habitat for Humanity’s Women’s Build projects, helping to construct homes for families in need.

A Voice in the Wilderness Empowerment Center (AVITWEC)For over 10 years, we have been supporting AVITWEC, an organization dedicated to empowering individuals through education, resources, and advocacy.

Choosing Community Lending means choosing a partner who is invested in your success and the well-being of our community. Our commitment to exceptional service, community involvement, and personalized mortgage solutions sets us apart. We strive to build lasting relationships with our clients, ensuring they receive the support and guidance they need every step of the way.

Thank you for considering Community Lending. Together, we can build stronger communities, one home at a time.

Our Promise

Our clients deserve our best efforts as well as our respect and courtesy. It is our goal to provide the best customer experience in the industry. We work towards that goal by treating clients honestly, fairly, answering questions as rapidly and thoroughly as possible, and learning the exact needs of our individual clients. With our dedication, comes our commitment which we are proud to stand behind.

Conventional Home Loan

  • Fannie Mae/Freddie Mac
  • Competitive Interest Rates
  • Flexible Terms
  • 3% down option with Freddie Mac Home Possible Advantage and Fannie Mae
  • HomeReady
  • Owner Occupied, Second Home & Investment Property

FHA Home Loan

  • Most common loan for first-time homebuyers
  • Lower down payment
  • Credit scores as low as 560 may qualify
  • Great for refinancing

VA Home Loan

  • 100% financing for qualified Veterans
  • No monthly mortgage insurance
  • No down payment
  • Excellent Rates
  • More lenient credit guidelines available for veterans

USDA Home Loan

  • True 100% financing
  • 30 year fixed rate
  • Flexible credit guidelines *Income/Property Eligibility
  • Guarantee fee may be financed (2%-3% available)

Jumbo Home Loan

  • Loan amount of $453,100+
  • Quick turn around
  • Fixed and adjustable finance rates available
  • Competitive pricing

Specialty Home Loans

  • Foreign buyers
  • 1-day out of bankruptcy
  • 1-day out of foreclosure
  • Manufactured/Modular homes
  • Non-warrantable condos
  • Bank statements

Reverse Mortgage

  • For senior homeowners age 62 or older
  • Continue to own and live in your home
  • Protect against unexpected expenses
  • Increase monthly cash flow

Rates and terms are subject to change without notice. Contact us for complete program details.

Your Journey Starts Here.

Let Community Lending make the home buying process simple.
Start an application to get started.

Find A Mortgage That Fits Your Lifestyle

Buying a home is a huge decision and we want you to shop with confidence. Let our industry experts crunch the numbers for you.