FHA Home Loans - Community Lending

FHA Home Loans

FHA Loans can help you buy a home because they typically have better mortgage rates, and smaller down payments and lower closing costs.

FHA loans make getting a home loan simple

FHA gives you a government-insured loan with flexible choices, making it the easiest way to qualify for refinancing or home buying.

Less strict qualification and credit requirements
Lower down payment options
Great for refinancing

FHA loan qualification requirements

Credit scores as low as 600 may qualify
Refinance up to 97.75% of your primary home’s value
Buy a home with as little as 3.5% down (primary home)

How FHA loans works

Keep in mind that your actual payment may vary based on your situation and the current interest rates when you apply
You can pay your mortgage at any time without pre-payment penalties
30-year, 25-year, 20-year and 15-year terms are available with fixed rates
5-year adjustable-rate mortgages (ARMs) are also available

Rates and terms are subject to change without notice. Contact us for complete program details.

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8191 College Pkwy, Ste 203
Fort Myers, FL 33919
(239) 333-4684
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