Home Loans
We’ll help you select the mortgage that best fits your lifestyle.
Conventional Home Loan
- Fannie Mae/Freddie Mac
- Competitive Interest Rates
- Flexible Terms
- 3% down option with Freddie Mac Home Possible Advantage and Fannie Mae HomeReady
- Owner Occupied, Second Home & Investment Property
FHA Home Loan
- Most common loan for first-time homebuyers
- Lower down payment
- Credit scores as low as 560 may qualify
- Great for refinancing
VA Home Loan
- 100% financing for qualified Veterans
- No monthly mortgage insurance
- No down payment
- Excellent Rates
- More lenient credit guidelines available for veterans
USDA Home Loan
- True 100% financing
- 30 year fixed rate
- Flexible credit guidelines *Income/Property Eligibility
- Guarantee fee may be financed (2%-3% available)
Jumbo Home Loan
- Loan amount of $453,100+
- Quick turn around
- Fixed and adjustable finance rates available
- Competitive pricing
Specialty Home Loans
- Foreign buyers
- 1-day out of bankruptcy
- 1-day out of foreclosure
- Manufactured/Modular homes
- Non-warrantable condos
- Bank statements
Reverse Mortgage
- For senior homeowners age 62 or older
- Continue to own and live in your home
- Protect against unexpected expenses
- Increase monthly cash flow