Home Loans - Community Lending

Home Loans

We’ll help you select the mortgage that best fits your lifestyle.

Conventional loans typically have the most competitive mortgage rates

Conventional Home Loan

Fannie Mae/Freddie Mac
Competitive Interest Rates
Flexible Terms
3% down option with Freddie Mac Home Possible Advantage and Fannie Mae HomeReady
Owner Occupied, Second Home & Investment Property

FHA Home Loan

Most common loan for first-time homebuyers
Lower down payment
Credit scores as low as 560 may qualify
Great for refinancing

VA Home Loan

100% financing for qualified Veterans
No monthly mortgage insurance
No down payment
Excellent Rates
More lenient credit guidelines available for veterans

USDA Home Loan

True 100% financing
30 year fixed rate
Flexible credit guidelines *Income/Property Eligibility
Guarantee fee may be financed (2%-3% available)

Jumbo Home Loan

Loan amount over $766,500
Quick turn around
Fixed and adjustable finance rates available
Competitive pricing

Specialty Home Loans

Foreign buyers
DSCR
ITIN
P & L Program
Manufactured/Modular homes
Non-warrantable condos
Bank statements

Reverse Mortgage

For senior homeowners age 62 or older
Continue to own and live in your home
Protect against unexpected expenses
Increase monthly cash flow

Rates and terms are subject to change without notice. Contact us for complete program details.

Your Journey Starts Here.

Let Community Lending make the home buying process simple. Start an application to get started.

Find A Mortgage That Fits Your Lifestyle

Buying a home is a huge decision and we want you to shop with confidence. Let our industry experts crunch the numbers for you.

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Community Lending Powered By Lower,

8191 College Pkwy, Ste 203
Fort Myers, FL 33919
(239) 333-4684
Corporate NMLS 1124061
Branch NMLS

NMLS Consumer Access