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First-Time Homebuyers

Owning a home for the first time is a big step!

Buying Your First Home Is Exciting!

Here are the basics.

  • Get pre-approved before you shop for your new home to strengthen your buying power.
  • Our Loan Officers ensure a smooth home-buying experience.
  • We have mortgage programs allow you to buy a home with a minimal down payment. Some only require as little as 3% down! Often, your down payment can be a gift from a relative or organization.
Learn More

Popular Options for First-time Homebuyers

FHA Loan

  • Credit scores as low as 560 may qualify
  • Buy a home with as little as 3.5% down (primary home)

30-Year Fixed

The most popular mortgage, where you can purchase your home with as little as 3% down or less than 3% equity. Get a low payment and a rate that won’t change.

VA Loan

No down payment of Private Mortgage Insurance (PMI), plus flexible credit requirements make the VA loan a top choice among veterans and active military.

USDA Loan

  • 30-year fixed rate
  • Flexible credit
  • Income property eligible

Rates and terms are subject to change without notice. Contact us for complete program details.

Your Journey Starts Here.

Let Community Lending make the home buying process simple.
Start an application to get started.

Find A Mortgage That Fits Your Lifestyle

Buying a home is a huge decision and we want you to shop with confidence. Let our industry experts crunch the numbers for you.

View Your Options

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8191 College Pkwy, Ste 203
Fort Myers, FL 33919
(239) 333-4684
Corporate NMLS 1124061
Branch NMLS

NMLS Consumer Access

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