Owning a home for the first time is a big step!
Buying Your First Home Is Exciting!
Here are the basics.
- Get pre-approved before you shop for your new home to strengthen your buying power.
- Our Loan Officers ensure a smooth home-buying experience.
- We have mortgage programs allow you to buy a home with a minimal down payment. Some only require as little as 3% down! Often, your down payment can be a gift from a relative or organization.
Popular Options for First-time Homebuyers
- Credit scores as low as 560 may qualify
- Buy a home with as little as 3.5% down (primary home)
The most popular mortgage, where you can purchase your home with as little as 3% down or less than 3% equity. Get a low payment and a rate that won’t change.
No down payment of Private Mortgage Insurance (PMI), plus flexible credit requirements make the VA loan a top choice among veterans and active military.
- 30-year fixed rate
- Flexible credit
- Income property eligible