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VA Home Loan

If you’re a Veteran or serving you’re entitled to all the advantages of a VA loan.

There are tons of benefits to using your VA Loan privileges

  • 100% financing for qualified Veterans
  • No monthly mortgage insurance
  • Excellent Rates
  • More lenient credit guidelines available for veterans

Types of properties

  • Single family homes (non-connected)
  • Two- to Four-unit homes
  • Attached townhouses (VA approved projects only)
  • Condominiums (VA approved projects only)
  • Mobile Homes/Manufactured Homes (provided the home comes with land, is permanently affixed, and the structure is at least 20 feet wide and 700 square feet if a double-wide.)
  • In some cases, you can buy land or a home in need of repairs, with the intent of constructing or repairing the home.

VA Eligibility Service Requirements

  • 90 days in wartime while in active duty
  • 181 days in peacetime while in active duty
  • 2 years or the full time called if enlisted after 9/7/1980
  • You were separated from service due to a service-connected disability
  • You are an unmarried surviving spouse of a service member who was KIA/POW/MIA.

Rates and terms are subject to change without notice. Contact us for complete program details.

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